Eligible Products/Transactions
Following products/transactions are eligible in myABL Coins program:
- Debit and Credit Card Point of Sale Purchase (Local & International both)
- Debit and Credit Card E-Commerce Purchase (Local & International both)
Coins Earning Criteria
Following is the criteria to earn myABL Coins:
| Product Category |
Transaction Type |
Spend Amount (PKR)* |
Coins Earning Percentage |
Earn Coins |
Earn Coins (After round Off)** |
Earn Coins Value (PKR) |
| Debit Card (Visa, UPI & PayPak) |
Domestic POS |
500 |
0.10 |
0.5 |
1 |
1 |
| International POS*** |
500 |
0.25 |
1.25 |
1 |
1 |
| eCommerce |
500 |
0.25 |
1.25 |
1 |
1 |
| Credit Card |
Domestic POS |
500 |
0.33 |
1.65 |
2 |
2 |
| International POS*** |
500 |
0.50 |
2.5 |
3 |
3 |
| eCommerce |
500 |
0.33 |
1.65 |
2 |
2 |
* PKR 500 stated in spend amount is shown for illustration purposes. Coins calculation on spend amount is based on above mentioned coins earning percentage.
**The allocation of coins is subject to rounding adjustment based on the spend amount i.e the number of earned coins may round up or down to the nearest whole number during the coins calculation process.
*** International POS transactions conducted in PAK Rupee shall earn coins on domestic coins accrual rate.
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Bank on its own discretion can change the above-mentioned coins earning criteria without prior notice to customers.
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Coins will be awarded after two days of your spending. Please note that this awarding process may take up to 48 hours to reflect in your account. ABL reserves the right to make changes to this awarding timeline without prior notice.